RFRA^® Practice Standards and Code of Conduct

The role of a Registered Financial and Retirement Advisor (RFRA) licensee in financial advising goes beyond merely analyzing the existing financial resources of a client and determining how much must be saved in order to live his or her desired retirement life.

An RFRA licensee should be prepared to assist their client in developing realistic expectations regarding retirement objectives and living standards and to help ensure that the client is aware of the decisions and adjustments that they may have to make to experience their planned retirement life.

An RFRA licensee should be able to help his or her client retire to their preferred retirement life—not just retire from their current way of life—by helping the client plan what they will do and how they will afford it.

All Registered Financial and Retirement Advisors must abide by the RFRA License Agreement.

All Registered Financial and Retirement Advisors must also abide by the RFRA Code of Conduct.

All Registered Financial and Retirement Advisors must also abide by the RFRA Practice Standards.